For this report, I have used documents available in various media types. These types include: books, Word documents published on the web, Interviews, and actual WWW pages. In order to make these reference materials easier to find, I have grouped them according to media type.
Attard, Janet: The Home Office and Small Business Answer Book, Henry Holt and Company, New York, 1993.
Baughn, William H.; Thomas I. Stores, Charles E. Walker: The Bankers' Handbook, Dow Jones-Irwin, Homewood Ill., 1988.
Mandell, Lewis: The Credit Card Industry, Twayne Publishers, Boston, 1990.
Rosenberg, Jerry M.: Dictionary of Banking, John Wiley & Sons Inc., New York, 1993.
Brad Cox Ph.D., professor at George Mason University
Rosemary Cox, an employee of Card Establishment Services
Donald E. Eastlake 3rd, an employee of CyberCash
MasterCard and Visa, Secure Electronic Transaction (SET) Specification Book 1: Business Description, Feb 23, 1996. Note - Only current version of document available
MasterCard and Visa, Secure Electronic Transaction (SET) Specification Book 2: Technical Specifications, Feb 23. 1996. Note - Only current version of document available
Carnegie-Mellon Univ.: The NetBill Project, http://www.ini.cmu.edu:80/netbill/
CyberCash: CyberCash Home Page, http://www.cybercash.com/cybercash/
CyberCash: Secure Internet Credit Card Payment, http://www.cybercash.com/cybercash/who-we-are/sixsteps.html
CyberCash: CyberCash Software, http://www.cybercash.com/cybercash/product/get-wallet.html
CyberCash: How to become a CyberCash Merchant, http://www.cybercash.com/cybercash/how/merch_setup.html
Eastlake 3rd, D.; B. Boesch; S. Crocker; M. Yesil (all CyberCash employees): RFC 1898 - CyberCash Credit Card Protocol Version 0.8, http://www.cis.ohio-state.edu/htbin/rfc/rfc1898.html
Del West's Market Market: Merchant Credit Card Info, http://www.mktmkt.com/minfofaq.html
DigiCash: DigiCash home page, http://www.digicash.com/
EMS Nationwide: EMS Nationwide, http://www.webmall.net/admark/
EUNet Finland: EUNet, http://www.eunet.fi/
First of Omaha: First of Omaha Merchant Processing, http://www.synergy.net/channels/studio23/fbo/foomp.html
First Union: First Union's Merchant Sales and Services, http://www.firstunion.com/2/business/merchant/
First USA: Welcome to FirstUSA - Merchant and Financial Services, http://www.fusa.com/
First Virtual: FV: Home Page, http://www.fv.com/
First Virtual's founding members: The Lessons of First Virtual's First Year, http://www.FV.com/pubdocs/fv-austin.txt
Borenstein, N.; N. Freed: RFC 1521 - MIME, http://www.internic.net/rfc/rfc1521.txt
Rose, T Marshall; Nathaniel Borenstein (First Virtual employee's): The Simple MIME eXchange Protocol http://www.fv.com/pubdocs/smxp-spec.txt
Mark Twain Bank: Welcome to Mark Twain Bank, http://www.marktwain.com/
Moeller, Michael: PC WEEK: IB takes charge of E-commerce, PC WEEK April 29, 1996 http://www.pcweek.com/news/0429/29ibmset.html
Netscape: SSL Version 3.0, http://www.netscape.com/newsref/std/SSL.html
NOVA Information Systems: Nova Information Systems WWW Page - Bank Card Processing, http://www.novainfo.com/
Rescorla, E.; A. Schiffman: draft-ietf-wts-shttp-00, http://www.commerce.net/information/standards/drafts/draft-ietf-wts-shttp-00.txt (Note - this is a working draft and subject to change)
Rocket Science Games: Rocket Science Home Page, http://www.rocketsci.com/
Vantage Services, Inc.: Welcome to Vantage Services, Inc., http://vanserv.com/
